NihaoPay
Cross-Border Payments Built for Global Commerce
Multi-currency | global payout | FX automation | built-in reconciliation | auto compliance | crypto payments*
Accept, Process, and Settle Payments across 50+ Countries and Regions
Use Cases
Global e-commerce
International remittances
Cross-border B2B payments
Travel and hospitality
Online education
Freelance and gig economy
Platform Capabilities
01
Multi-Currency Acceptance
Collect payments in local currencies with transparent FX and automated conversions
02
Global Payout Rails
Pay merchants, suppliers, contractors, or users worldwide with fast settlement.
03
Built-In FX Engine
Manage foreign exchange seamlessly with automated conversion and smart controls.
Built for high-volume processing and global reliability
One Integration. Global Liquidity.



Licensed. Certified. Compliant
Infrastructure for Complex Financial Ecosystems
FAQ
Yes — local currency settlement is supported across 20+ currencies.
Learn moreYes — crypto acceptance with fiat settlement is coming soon.
Learn moreBuilt for Scale
Engineered for Reliability



Cloud Native with 99.99% Uptime, Low Latency, and High Availability
Secure Payment APIs
Our APIs are designed with security in mind, ensuring safe and reliable transactions.
Global Coverage
Accept payments from customers worldwide with multi-currency and cross-border support.
Fast Integration
Get up and running quickly with our developer-friendly SDKs and comprehensive documentation.
Real-Time Analytics
Monitor transactions and gain insights with powerful real-time reporting dashboards.
Fraud Protection
Advanced AI-powered fraud detection to protect your business and customers.
Proven Partner for Global Commerce
Accept, manage, and settle payments across borders with secure, scalable infrastructure built for global commerce.